6 States In the US Where You Can Get a Windshield Replacement at No Cost

When something happens to your windshield or auto glass, it pays to have some insurance coverage. But pays better is the fact that some states are offering a zero-deductible for windshield or auto glass replacement.

Here are some places within the US that provide this benefit.



Anyone who wants a free windshield replacement must get a stand-alone auto glass endorsement when buying car insurance. This waiver takes care of the full deductible amount to replace the windshield. This policy is observed in the following areas:

  • Avondale
  • Chandler
  • Flagstaff
  • Gilbert
  • Glendale
  • Mesa
  • Peoria
  • Phoenix
  • Scottsdale
  • Surprise
  • Tempe
  • Tucson



In Florida, you can file a claim for free windshield replacement by presenting a waiver although it does not necessarily include other auto glass parts.



If you have your windshield and auto glass damaged, pray to be in insured in Kentucky. This state implements a zero-deductible policy for windshield and auto glass replacement.



While we usually tag the state of Massachusetts as a “zero deductible” state, different windshield deductibles are depending on whether or not you elected a separate auto glass deductible on your policy. Insurers have the option to acquire either a comprehensive plan with free windshield repair and replacement or a lower-premium policy that has a $100-deductible for windshield claims.

New York


While zero windshield deductible plans are not across this state; different insurance companies in New York still sell policies without any deductible for auto glass replacement.

South Carolina


It doesn’t matter where you are in South Carolina as long as you have comprehensive auto insurance in this state and have your windshield damaged, you don’t need to worry about paying anything extra.

If you’re not in any of these areas, then make sure you take care of your auto glass.