Replace – Auto Insurance Myths

6 States In the US Where You Can Get a Windshield Replacement at No Cost

October 26, 2016William HallBlog, Locations, Replace, Windshield

When something happens to your windshield or auto glass, it pays to have some insurance coverage. But pays better is the fact that some states are offering a zero-deductible for windshield or auto glass replacement.

Here are some places within the US that provide this benefit.

Arizona

Anyone who wants a free windshield replacement must get a stand-alone auto glass endorsement when buying car insurance. This waiver takes care of the full deductible amount to replace the windshield. This policy is observed in the following areas:

Avondale
Chandler
Flagstaff
Gilbert
Glendale
Mesa
Peoria
Phoenix
Scottsdale
Surprise
Tempe
Tucson

Florida

In Florida, you can file a claim for free windshield replacement by presenting a waiver although it does not necessarily include other auto glass parts.

Kentucky

If you have your windshield and auto glass damaged, pray to be in insured in Kentucky. This state implements a zero-deductible policy for windshield and auto glass replacement.

Massachusetts

While we usually tag the state of Massachusetts as a “zero deductible” state, different windshield deductibles are depending on whether or not you elected a separate auto glass deductible on your policy. Insurers have the option to acquire either a comprehensive plan with free windshield repair and replacement or a lower-premium policy that has a $100-deductible for windshield claims.

New York

While zero windshield deductible plans are not across this state; different insurance companies in New York still sell policies without any deductible for auto glass replacement.

South Carolina

It doesn’t matter where you are in South Carolina as long as you have comprehensive auto insurance in this state and have your windshield damaged, you don’t need to worry about paying anything extra.

If you’re not in any of these areas, then make sure you take care of your auto glass.

To Repair or To Replace The Windshield, That Is The Question

October 26, 2016July 19, 2017William HallBlog, Repair, Replace, Windshield

There comes an unwanted time in your car’s life when its windshield gets damaged. Road accidents, stones flung between truck tires, street debris, and hail storm are some occurrences that can ruin your glass. Here are a few factors that can help you identify if you need to have it repaired or replaced as a whole when this unlikely accident happens.

1. Size

Broken Glass Repair or Window Cracks or a few chips that are not bigger than 6 inches or, as they say, smaller than the scale of a dollar bill, qualify as minor repairs, which ultimately saves you from an overall replacement cost. However, you will have to act fast. These small cracks may grow into larger ones that could lead to an entire windshield needing replacement. Nowadays, though, some repair shops with emerging technologies can fix cracks longer than 6 inches.

2. Number

Multiple connected cracks and numerous points of impact will most likely lead to a windshield replacement. Also, cracks coming from the inside of the car are considered irreparable. Glasses that have less than three impacts and fit the shape of a coin qualify under minor repairs.

3. Type

Typically, a technician can assess and classify the type of damage to your windshield. Bull’s eye, Combination Break, Star, Stress Cracks are some defining classes that will help identify the technique of repair as it may vary from one kind of damage to another.

4. Location

Fixed parts of the windshield may also result to some discoloration, and with this in mind, cracks or chips along your line of sight may get you thinking of having it replaced as it may affect your visibility. Also, cracks that reach the edge of the glass affect its overall strength. It is often better to have it replaced than saved.

The desideratum of your damaged windshield boils down to either a replacement or a repair. Have a professional check it for you and do what you’ve been told. At times, trying to salvage things may cause unnecessary expenses in the long run.